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What is Unsecured Debt?

When you carry an unsecured debt, your creditor does not hold any collateral that they can take back if you fail to pay.
Examples of unsecured debt include:
· Credit Cards
· Department Store Cards
· Legal Bills
· Unsecured Personal Loans
· Health Club Memberships
· Magazine/Record Clubs Fees
· Cellular Telephone Bills
· Signature Loans
· Collection Agencies
· Credit Lines

Our Debt Management Program cannot accept secured debt such as mortgages, auto loans, or student loan bills.

What Happens to my Information?

You information is sent to a number of top debt consolidation agencies who specialize in managing and reducing debt.  These companies will compete to gain your business and you will receive a FREE Debt Consolidation Quote.


What is a Main Creditor?

(Example: Capital One, Bank of America, American Express, Dillards, Maceys, Sears, etc.)

Provide One of the Following:

  • Credit Card names
  • Hospital Names
  • Medical Bills
  • Department Store Names
  • Disconnected Utility Name
  • Personal Unsecured Loans

Your name, student loans, and auto loans are not valid creditors.


Get Your Free Debt Consultation.
We’ll match you with the best Credit Counseling Agencies who can take care of your.

  • Reduce High Credit Card Debt
  • Lower Bills and Unsecured Debts
  • Stop Creditor Harassment
  • Avoid Bankruptcy
  • Lower Your Monthly Payments
  • Lower Your Interest Rates
  • No Credit Check
  • No Obligation
  • Get Fast Reliable Help
  • Get out of debt in 12-36 months
  • Reduce IRS/Tax debts

Common Consumer Questions:

Debt Calculator:
Find out how long it may take you to become debt free and how much you’ll pay in interest by making minimum monthly payments.  Click Here

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